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Premier Federal Credit Union

We are honored to have the opportunity to partner with Charlotte Metro/Premier Federal Credit Union to help provide Members with a fast, easy, and professional Auto Buying Experience. If you are a member of Charlotte Metro/Premier Federal Credit Union and are looking to purchase a vehicle, simply reach out to one of our advisors and we will partner with Premier to get you their best rates!

If you are not affiliated with Charlotte Metro/Premier Federal Credit Union but are wanting to receive the best rates, we can easily sign you up for a membership granting you access to the best rates possible.

Some of the many features that Charlotte Metro/Premier offers are listed below. Feel free to reach out to your local branch to explore some of these features, or reach out to one of our advisors to get started on your vehicle search!

As a member, you have access to all of the benefits of having a loan at Charlotte Metro/Premier FCU. Whether you are buying a car or paying too much on an auto loan somewhere else, here's why getting an auto loan at your credit union is a smart choice:

You are MORE than your SCORE! At Charlotte Metro/Premier, we don't just look at your credit score when reviewing a loan request. You aren't just a number, you are a valued member and we take the time to look at a variety of factors.

You save money! We offer very competitive interest rates with discounts depending on your relationship with us. Whether you are purchasing or refinancing, chances are you will be saving money.

Your loan can be protected! Low cost Mechanical Breakdown Protection, Guaranteed Asset Protection (GAP) and Payment Protection (Credit Life and Disability Insurance). We have some of the best prices around. Really.

SAME rates offered for new or used cars! Some financial institutions punish you for buying a used car by giving you a higher interest rate. Not Charlotte Metro/Premier FCU! We believe that you deserve the same interest rate whether you are buying new or used.

You can finance up to 100% of the value (and maybe a little more if you qualify).